A Strategic Partnership: We are often called the Private Banker’s Private Banker

We complement; we don’t compete

Lyford serves as a strategic extension for private banks, wealth managers and their legal advisers. We provide senior secured short-to-medium-term liquidity solutions for UNHWs, families and family offices, sometimes facing complex “life event driven” scenarios (such as probate delays, inheritance needs, matrimonial settlements) that fall outside traditional bank credit parameters.

Or it could be institutional complexity that means private banks struggle to support clients who are asset rich but cash poor and don’t meet the bank’s criteria. This can put your client relationship at risk.

We are specialist partners not a bank

We offer zero competition to you because we do not offer wealth management, FX or take deposits. We have no interest in your AUM but can provide an “institutional quality bridge” that helps your client to navigate a liquidity event with clarity and confidence. Assets do not need to be liquidated, or core-banking relationships moved. We take the credit off your bank’s balance sheet which provides regulatory relief by helping you to facilitate the right solution for your client.

At Lyford, our goal is to protect your clients and your AUM. By providing bespoke, asset-backed liquidity against the client’s illiquid holdings, we ensure they don’t have to liquidate the very portfolios you manage for them.

Once the liquidity is secured, the client remains exactly where they belong: with you.

Target Scenarios

AUM Preservation: We focus on the value of the hard asset—whether that’s prime real estate, luxury assets, or secondary fund interests. We do not require the liquidation of managed portfolios.

Speed of Certainty: We are principal investors using our own funds and can deliver funding in 2-3 weeks.

Complex Jurisdictions: From the UK and Europe to offshore jurisdictions like the Channel Islands, Cayman, Monaco, and The Bahamas, we navigate the structures that traditional lenders find "too difficult."

Discretion as a Priority: In the UHNW world, reputation is everything. Our processes are designed to be as quiet, discreet and efficient for you. Our backers are long-term world class fiduciaries.

Lending Criteria: £2M–£20M with a typical duration of 12 to 24 months. We assess asset quality and provide a verifiable agreed upon exit strategy at the outset of the loan.

Bridging the Gap Together

When you refer a client to Lyford you are providing a solution. We act as your ‘special situations” desk. Once the liquidity event is resolved the client returns to you with their AUM intact.

Contact us for a confidential discussion to discuss specific client needs.